Ungraded vs MS66 1981 S [PROOF] Roosevelt Dime: price difference

1981 S [PROOF] Roosevelt Dime value — Ungraded $2 vs MS66 $28. MS66 sells for 14× Ungraded (+1300%). Prices updated July 2026.

GradeSold medianvs Ungraded
Ungraded$2eBay ↗
MS66$2814× · +1300%eBay ↗

Medians of real sold listings per grade, updated July 2026 how we compute values.

Ungraded vs MS66
$2$28

MS66 sells for 14× (+1300%) the Ungraded price — a $26 difference per coin.

Should you get this coin graded?

Grading runs about $30 per coin all-in. On 1981 S [PROOF] Roosevelt Dime, the jump from Ungraded to MS66 is worth $26 (14×) — at today's prices that doesn't cover the fee — grading this one is for the collection, not the flip. A grade below the top one changes the math, so run your exact numbers first.

Run the grading break-even math →
See current eBay listingsSee sold 1981 S [PROOF] Roosevelt Dime listings ↗Full 1981 S [PROOF] Roosevelt Dime price guide →

Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).