![Zac Gallen [Negative Refractor] #132 2020 Topps Chrome Baseball](/api/images/junkpal-products/sports/zac-gallen-negative-refractor-132-baseball-cards-2020-topps-chrome-sport/cover.webp)
Ungraded vs PSA 10 Zac Gallen [Negative Refractor] #132 2020 Topps Chrome Baseball: price difference
Zac Gallen [Negative Refractor] #132 2020 Topps Chrome Baseball value — Ungraded $9 vs PSA 10 $80. PSA 10 sells for 8.89× Ungraded (+789%). Prices updated July 2026.
Medians of real sold listings per grade, updated July 2026 — how we compute values.
PSA 10 sells for 8.89× (+789%) the Ungraded price — a $71 difference per card.
PSA 10 sells for 3.64× (+264%) the Grade 9 price — a $58 difference per card.
Should you get this card graded?
Grading runs about $30 per card all-in. On Zac Gallen [Negative Refractor] #132 2020 Topps Chrome Baseball, the jump from Ungraded to PSA 10 is worth $71 (8.89×) — if your copy grades at the top, that premium can cover the fee. A grade below the top one changes the math, so run your exact numbers first.
Run the grading break-even math →Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).