![Tim Thomas [Refractor] #106 1997 Finest Basketball](/api/images/junkpal-products/sports/tim-thomas-refractor-106-basketball-cards-1997-finest-sport/cover.webp)
Ungraded vs PSA 10 Tim Thomas [Refractor] #106 1997 Finest Basketball: price difference
Tim Thomas [Refractor] #106 1997 Finest Basketball value — Ungraded $3 vs PSA 10 $19. PSA 10 sells for 6.33× Ungraded (+533%). Prices updated July 2026.
Medians of real sold listings per grade, updated July 2026 — how we compute values.
PSA 10 sells for 6.33× (+533%) the Ungraded price — a $16 difference per card.
PSA 10 sells for 9.5× (+850%) the Grade 9 price — a $17 difference per card.
Should you get this card graded?
Grading runs about $30 per card all-in. On Tim Thomas [Refractor] #106 1997 Finest Basketball, the jump from Ungraded to PSA 10 is worth $16 (6.33×) — at today's prices that doesn't cover the fee — grading this one is for the collection, not the flip. A grade below the top one changes the math, so run your exact numbers first.
Run the grading break-even math →Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).