![Thomas Harley [Speckled Rainbow] #227 2020 Upper Deck Hockey](/api/images/junkpal-products/sports/thomas-harley-speckled-rainbow-227-hockey-cards-2020-upper-deck-sport/cover.webp)
Ungraded vs PSA 10 Thomas Harley [Speckled Rainbow] #227 2020 Upper Deck Hockey: price difference
Thomas Harley [Speckled Rainbow] #227 2020 Upper Deck Hockey value — Ungraded $66 vs PSA 10 $141. PSA 10 sells for 2.14× Ungraded (+114%). Prices updated July 2026.
Medians of real sold listings per grade, updated July 2026 — how we compute values.
PSA 10 sells for 2.14× (+114%) the Ungraded price — a $75 difference per card.
PSA 10 sells for 2.52× (+152%) the Grade 9 price — a $85 difference per card.
Should you get this card graded?
Grading runs about $30 per card all-in. On Thomas Harley [Speckled Rainbow] #227 2020 Upper Deck Hockey, the jump from Ungraded to PSA 10 is worth $75 (2.14×) — if your copy grades at the top, that premium can cover the fee. A grade below the top one changes the math, so run your exact numbers first.
Run the grading break-even math →Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).