![James Key [Refractor] #89 2020 Topps Chrome Formula 1 Racing](/api/images/junkpal-products/sports/james-key-refractor-89-racing-cards-2020-topps-chrome-formula-1-sport/cover.webp)
Ungraded vs PSA 10 James Key [Refractor] #89 2020 Topps Chrome Formula 1 Racing: price difference
James Key [Refractor] #89 2020 Topps Chrome Formula 1 Racing value — Ungraded $3 vs PSA 10 $77. PSA 10 sells for 25.67× Ungraded (+2467%). Prices updated July 2026.
Medians of real sold listings per grade, updated July 2026 — how we compute values.
PSA 10 sells for 25.67× (+2467%) the Ungraded price — a $74 difference per card.
Should you get this card graded?
Grading runs about $30 per card all-in. On James Key [Refractor] #89 2020 Topps Chrome Formula 1 Racing, the jump from Ungraded to PSA 10 is worth $74 (25.67×) — if your copy grades at the top, that premium can cover the fee. A grade below the top one changes the math, so run your exact numbers first.
Run the grading break-even math →Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).