![Gary Payton [Refractor] #286 1996 Finest Basketball](/api/images/junkpal-products/sports/gary-payton-refractor-286-basketball-cards-1996-finest-sport/cover.webp)
Ungraded vs Grade 9 Gary Payton [Refractor] #286 1996 Finest Basketball: price difference
Gary Payton [Refractor] #286 1996 Finest Basketball value — Ungraded $80 vs Grade 9 $200. Grade 9 sells for 2.5× Ungraded (+150%). Prices updated June 2026.
Medians of real sold listings per grade, updated June 2026 — how we compute values.
Ungraded vs Grade 9
$80→$200
Grade 9 sells for 2.5× (+150%) the Ungraded price — a $120 difference per card.
Should you get this card graded?
Grading runs about $30 per card all-in. On Gary Payton [Refractor] #286 1996 Finest Basketball, the jump from Ungraded to Grade 9 is worth $120 (2.5×) — if your copy grades at the top, that premium can cover the fee. A grade below the top one changes the math, so run your exact numbers first.
Run the grading break-even math →Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).