![Derek Harper [Refractor] #144 1996 Topps Chrome Basketball](/api/images/junkpal-products/sports/derek-harper-refractor-144-basketball-cards-1996-topps-chrome-sport/cover.webp)
Ungraded vs PSA 10 Derek Harper [Refractor] #144 1996 Topps Chrome Basketball: price difference
Derek Harper [Refractor] #144 1996 Topps Chrome Basketball value — Ungraded $5 vs PSA 10 $1025. PSA 10 sells for 205× Ungraded (+20400%). Prices updated July 2026.
Medians of real sold listings per grade, updated July 2026 — how we compute values.
PSA 10 sells for 205× (+20400%) the Ungraded price — a $1,020 difference per card.
PSA 10 sells for 23.3× (+2230%) the Grade 9 price — a $981 difference per card.
Should you get this card graded?
Grading runs about $30 per card all-in. On Derek Harper [Refractor] #144 1996 Topps Chrome Basketball, the jump from Ungraded to PSA 10 is worth $1,020 (205×) — if your copy grades at the top, that premium can cover the fee. A grade below the top one changes the math, so run your exact numbers first.
Run the grading break-even math →Values are estimates from real sales data — not appraisals or offers. Some links earn JunkPal a commission at no cost to you (disclosure).